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EDUCATION LOAN:-

This loan aims at providing financial support to deserving /meritorious students for pursuing higher education in India and abroad.


Features & Benefits:-

  • Attractive Interests Rates.
  • The applicant should be regular member or nominal member of bank.
  • Applicant/parents should have banking relation with our bank.
  • The student should be an Indian Resident.
  • The student should have secured admission to professional/technical course in India or abroad through entrance test /merit based selection process.
  • Courses through Educational Institutes / Organizations of repute & recognition will be eligible for loan limit.

Eligibility :

  • Member of the BLUE QUEEN MUTUAL BENEFIT NIDHI LIMITED
  • The applicant should be regular member or nominal member of bank.
  • Applicant/parents should have banking relation with our bank.
  • The student should be an Indian Resident.
  • The student should have secured admission to professional/technical course in India or abroad through entrance test /merit based selection process.
  • Courses through Educational Institutes / Organizations of repute & recognition will be eligible for loan limit.

Repayment Details

By EMI or Regular.

Processing Charges & Service Tax

Processing Fees and Other Charges (Inclusive) PLUS Service Tax as applicable.

Supporting Documents for Loan Sanctioning

Photo Identity Proof:

  • – Pass port
  • – PAN card
  • – Voters Identity Card
  • – Driving License

Residence Proof:

  • – Telephone Bill
  • – Letter from any recognized Public Authority
  • -Electricity Bill
  • – Ration Card
  • – Letter from employer subject to satisfaction on Bank
  • – Properly Tax Book/Receipt
  • – Registered Lease Deed
  • Application on Prescribed form
  • Two photographs of Borrower and Guarantors
  • Address proof of Borrower and Guarantors (copy of Ration Card, Election card, Telephone bill, Driving License etc.)
  • Income proof, Copy of Income Tax Return, Financial Statement of the Firm, Sales Tax returns etc.
  • Profile of Guarantors.
  • Loan should be guaranteed by three financially sound Guarantors having net individual worth twice the loan amount.
  • Any other marketable security.
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